Help to Save accounts FAQ
Want to know more about Help to Save accounts? In this guide, we answer some of the most frequently asked questions. How many Help to Sa...
Want to know more about Help to Save accounts? In this guide, we answer some of the most frequently asked questions. How many Help to Sa...
To receive Universal Credit and other benefits, you’ll need a bank or building society current account, or an account with an alternative provider like a credit union. The accoun...
Universal Credit is a new benefit to support you if you’re working and on a low income or you’re out of work. This page explains how Universal Credit is different from existing benefits, how much ...
Tax credits help to boost your household income and can be worth thousands of pounds each year. But, both Working Tax Credits and Child Tax Credits are being replaced by Universal Credit and most peop...
Some benefits and tax credits you might be getting now are being replaced by Universal Credit. What this means for you depends on how and when you’re moving from existing benefits. This page tells y...
Feeling out of control when it comes to money can be scary, especially if you don’t know whether you’ve got enough to live on. Getting a single monthly Universal Credit payment might be maki...
If you live as a couple and you claim Universal Credit, you’ll get a single monthly payment for your household so you might need to make some changes to the way you budget. This page tells you...
This page tells you more about claiming Universal Credit if you’re self-employed. If you’re self-employed and already claiming certain benefits like Tax Credits or Housing Benefit, you will be ev...
Universal Credit is gradually replacing income-related Employment and Support Allowance (ESA) as the main benefit to claim if you can’t work because of sickness or disability. This p...
In England and Wales if you’re claiming Universal Credit and rent your home, you’ll be responsible for paying your rent directly to your landlord. If you’ve been getting Ho...
If you’re waiting for your first benefit payment and have little or no money, you might be able to apply for a short-term benefit advance or a Universal Credit Advance payment. This page expl...
In Scotland, if you make a claim for Universal Credit, you will be offered some choices about how it is paid to you. How Univ...
Help to Save is a new savings scheme for people on low incomes who are claiming certain benefits. Help to Save gives you a bonus payment from the government of up to 50% (half) on savings paid into th...
Some benefits are affected by the amount of money you have in savings, such as cash in a savings account, or investments in shares. These benefits are called means-tested benefits. Find out mor...
Universal Credit is normally paid to you as a single monthly payment, but it’s made up of several different elements. Before you actually make a claim, it’s hard to give an accurate figure for how...
Our free printed guides are designed to help not for profit and public sector organisations, as well as commercial organisations, helping people to make informed money choices. If you’re an i...