Before you borrow

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Can you afford to borrow money?

If you think you want to borrow some money, be sure you can afford any new monthly repayments on top of your current outgoings. Knowing exactly what money is coming in and going out each month will he...

Borrowing and credit basics

Most of us will need to borrow money at some point in our lives, whether it’s for a student loan, a car, or to pay for a first home. Find out about the range of borrowing products available and expl...

Compare the cost of borrowing £1,000

If you need to borrow money, it’s important to understand how much the different options cost, how they work and whether you can afford the repayments. Look at these examples of three common types o...

Compare the cost of borrowing £5,000

If you need to borrow money to buy a new car or to pay for home improvements, it’s essential to identify the cheapest credit option and repay the loan as quickly as you can. Generally, this means fi...

Good debt versus bad debt

Before you borrow money, it’s worth knowing the difference between good debt and bad debt. Some things are worth going into debt for, others can leave you in a big financial mess. Here’s how to te...

Do you need to borrow money?

Before you sign up for a credit card, bank loan or store card, or add to an existing card or loan it makes sense to think about whether you really need to borrow money. At times like this – with eco...

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