Taking control of debt

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What is an Administration Order?

Find out more about how an Administration Order works and which debts you can use it for. Then talk to a free debt adviser about whether it’s the best way to pay off or clear your debts.

How to declare yourself bankrupt

You need to think carefully about declaring yourself bankrupt. Find out more about what it means then talk to a free debt adviser about whether bankruptcy is the best way to pay off or clear your debts.

What is a Debt Relief Order (DRO)?

Find out more about how a Debt Relief Order (DRO) works and which debts you can use it for. Then talk to a free debt adviser about whether it’s the best way to pay off or clear your debts.

Dealing with the debts of someone who has died

Dealing with the death of a partner or family member is sometimes even more difficult when you have to sort out their debts. Our guide gives you advice on how to sort out someone’s debt after he or she has died. You can also seek help from a free debt advice service if you don’t feel confident in dealing with their debts.

Options for clearing your debt – Scotland

If you’re struggling to pay day-to-day bills, or to keep up with loan repayments and other financial commitments, there are a number of options open to you to help clear your debts. We outline some of the most common options you might have heard of below. However, don’t make any decisions on your own – before you do anything get free, independent expert advice.

How to deal with student loan and credit card debts after graduation

Graduates can sometimes leave university with more than £30,000 of debt from loans and credit cards. This might seem overwhelming but there are ways to manage your debts. We’ve pulled together some practical student debt advice to help you manage your loan and credit card repayments, stay on top of your finances and prioritise outstanding debts.

How to prioritise your debts

If you have several debts, you might be feeling overwhelmed. Read more about how to prioritise and work out which debts to pay off first to help you save money and clear your debts faster.

Beginner’s guide to managing your money

Taking the time to manage your money better can really pay off. It can help you stay on top of your bills and save £1,000s each year. You can use these extra savings to pay off any debts you might have, put them towards your pension, or spend them on your next car or holiday. Read on for money management tips, including how to set up a budget, sticking to it and how to save.

Prioritise and deal with late payment letters

Receiving a late payment letter can be extremely worrying, but there is no need to panic. First, you need to understand which of your debts is most important and then start dealing with them or talk to a free and impartial debt advice company. Find out more below.

Options for clearing your debt – Northern Ireland

If you’re struggling to pay day-to-day bills, or to keep up with loan repayments and other financial commitments, there are a number of options open to you to help clear your debts. We outline some of the most common options you might have heard of below. However, don’t make any decisions on your own – before you do anything get free, independent, expert advice.

Find an adviser

If you decide you want financial advice, you can begin your search for the most appropriate regulated financial adviser for you by simply entering your postcode below:
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