Sterling House
Upper Bristol Road
Bath
BA1 3AN
This firm is an Appointed Representative (AR). It can carry out certain activities on behalf of another firm (its principal) that is regulated in the UK or another EEA country. The principal has accepted responsibility for the Appointed Representative's activities.
(497604) Quilter Financial Limited
Established in 2000 Unividual is a firm of Chartered Financial Planners with clients across the entire country. We offer financial advice to families and business owners across each area of their finances. Every client is unique and we work tirelessly to bespoke our service to their specific circumstances.
Unividual is different to other firms in the industry. Firstly, we run our own in-house financial adviser school so that every client receives the same level of service and technical knowledge, for generations to come, no matter which Unividual adviser they work with. Secondly, we don't tell our clients what to do with their money, instead we educate. At Unividual we give clients the knowledge they need to empower them to make their own decisions.
Our intelligent and thorough business has spent 20 years perfecting our processes and in the last five years we have established our next generation of financial advisers so that we can continue providing clients and their children with everything they need for the next 30 to 40 years.
Finally, whilst we continue to work with extremely wealthy clients our service is not just for those "with money". Unividual prides itself on supporting those of us just starting out also. So whether you are buying your first home, selling your business, planning for retirement or want to get some insurance in place to protect your family get in touch. Some clients just want a complete overhaul of their finances! Just take the first step, get in touch.
Unividual Ltd Registered in England and Wales, Company No. 3863319, Unividual Ltd Registered Office: 1 Ellis Barn, The Old Dairy, Badbury, Swindon SN4 0EU. Unividual Ltd is an appointed representative of Quilter Financial Limited, which is authorised and regulated by the Financial Conduct Authority.
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An Appointed Representative (AR) is a firm or person who runs regulated activities and acts as an agent for a firm we directly authorise. This firm is known as the ARs 'principal'.
There must be a written contract between the principal and the AR documenting the arrangement
The principal takes full responsibility for ensuring that the AR complies with FCA rules.
Principal firms make sufficient checks on the firm or individual to ensure they are financially stable and competent.