Suite 3/1 Herbert House
26 Herbert Street
Glasgow
G20 6NB
This firm is an Appointed Representative (AR). It can carry out certain activities on behalf of another firm (its principal) that is regulated in the UK or another EEA country. The principal has accepted responsibility for the Appointed Representative's activities.
(497604) Quilter Financial Limited
Henderson Stone & Co Ltd offers full financial planning guidance and advice to individuals and business owners. From our office in Glasgow we service the whole of Scotland as well as London and South of England.
We are experienced in all aspects of financial planning, retirement planning, inter-generational and estate planning, mortgage advice, and offer a diverse range of investment vehicles. Our team of pension specialists are experienced in defined benefit pension transfers as well as defined contribution pension switches and consolidating pension pots. We also offer mortgage and protection advice.
We are part of Quilter Financial Planning, an award winning UK financial advice network and part of Quilter – a company with real strength offering long-term security for all its customers.
The Financial Conduct Authority does not regulate taxation and trust advice, commercial mortgages and some aspects of buy to let mortgages.
The value of an investment can fall as well as rise and you may get back less than you have invested.
If you take your entire pension fund early you could be financially worse off in the future
Your home maybe repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice, the precise amount of the fee will depend upon your circumstances but we estimate it will be £500.00
Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
Henderson Stone & Co Ltd is an appointed representative of Quilter Financial Limited which is authorised and regulated by the FCA. Henderson Stone & Co Ltd is a company registered in Scotland under the company number SC291164. The registered address for Henderson Stone & Co Ltd is Suite 3/1 Herbert House, 26 Herbert Street, Glasgow G20 6NB. We are entered on the FCA register under reference 226516.
The Financial Conduct Authority does not regulate taxation and trust advice, commercial mortgages and some aspects of buy to let mortgages.
The value of an investment can fall as well as rise and you may get back less than you have invested. Transferring out of a Final Salary Scheme is unlikely to be in the best interest of most people.
If you take your entire pension fund early you could be financially worse off in the future.
Your home maybe repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice, the precise amount of the fee will depend upon your circumstances but we estimate it will be £500.00
Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
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An Appointed Representative (AR) is a firm or person who runs regulated activities and acts as an agent for a firm we directly authorise. This firm is known as the ARs 'principal'.
There must be a written contract between the principal and the AR documenting the arrangement
The principal takes full responsibility for ensuring that the AR complies with FCA rules.
Principal firms make sufficient checks on the firm or individual to ensure they are financially stable and competent.