Mortgage and rent problems

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Support for Mortgage Interest (SMI)

If you’re on certain benefits and you’re struggling to pay your mortgage, you might be able to get help from the government to pay the interest on your mortgage. This is called Support for Mortgage Interest (SMI).

Dealing with an endowment shortfall

If you took out an endowment policy in the 1980s or 1990s to repay your interest-only mortgage but you’re facing a shortfall it’s important to take action now. The longer you delay, the higher the cost of making up the shortfall. Here’s what you need to do now.

How does remortgaging work?

Wondering how to remortgage your home? This guide will take you through everything you need to know about the process, including how much remortgaging your property might cost and what you need to consider before going ahead.

Government help if you can’t pay your mortgage

If you’re struggling to meet your mortgage repayments there’s a range of government schemes that offer help. These include the Mortgage Rescue scheme, Support for Mortgage Interest, and other government benefits that might boost your income.

Support for Mortgage Interest

If you’re on certain benefits and you’re struggling to pay your mortgage, you may be able to get help from the government to pay the interest on your mortgage. This is called Support for Mortgage Interest (SMI).

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