How to invest money

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Investing a lump sum

Many people get a lump sum at some point in life – perhaps you’ve inherited a windfall, sold your home or have a tax-free sum from your pension. So how can you put it to good use? ...

Choosing a financial adviser

Choosing a financial adviser might seem daunting but if you need help with a financial decision it’s worth persevering. A good adviser can save you money and a lot of worry. The key to findi...

Where to buy investments

There are number of ways you can buy investments. Read on for an overview of your main options. Before making any investment decisions, you need to be sure that the products you plan to buy match your...

A beginner’s guide to scams

Scams are getting more and more sophisticated, particularly when it comes to targeting you online and through mobile devices. In this guide we take a look at how you can recognise a scam, protect your...

High-risk investment products

If you want an investment that can give you a big payout, it usually comes with a big risk. This guide covers the main types of high-risk investment. They’re not illegal, or scams – you could win ...

Investing in property

Property investment – alongside cash, bonds and shares – is one of the four most common types of investments. Investing in property takes many forms, from buy-to-let to property fund investment. H...

Review your savings and investments

Each year, check how your savings and investments are growing and decide if you need to make changes. Depending on your investments, you may need to review your savings more than once a year. Follow ...

Understanding investment fees

Most saving and investing routes have some fees and charges associated with them, but this article focuses on investment products. While some fees are made clear up front, be alert to the fact that ot...

Making an investment plan

It’s easier to find the best home for your savings and investments with a plan. With a plan you know how much to save, and can keep track of progress. Step ...

Complete a money fact find

To make a good saving and investing plan, you need to take stock of where you stand financially. Assess your goals and what the future might hold, and consider your experience and attitudes. Then iden...

What are pooled investment funds?

Pooled investment funds – also known as collective investment schemes – are a way of putting sums of money from many people into a large fund spread across many investments and managed by professi...

Know your risk appetite

What risk should you take with your money? Work through our three steps to understand your risk appetite – it will help you choose the best homes for your money. ...

Asset classes explained

When you choose investments, you can’t know how well they will perform. The return you get will depend on a variety of factors, such as the impact of charges, the particular shares or other investme...

Getting more informed about investing

Getting professional financial advice is great, but if you’re a DIY type, you’ll be happy to know that keeping up with saving and investing news is easy and – dare we say it? – fun. For a few ...

Do you need a financial adviser?

If you’re looking to invest, buy a financial product or plan for the longer term, whether or not you need financial advice will depend on a number of factors such as what product you are looking for...

Endowment policies

An endowment policy is an investment product that you buy from a life assurance company. They are set up as regular savings plans and at the end of a set period pay out a lump sum. The policy includes...

How to spot an investment scam

Every year thousands of people lose millions of pounds due to investment scams. The internet and advances in digital communications mean these kinds of scams are becoming more common and harder to ide...

Ethical saving and investing

When you put money in a savings account, the bank or building society can lend your deposits to firms to support and grow their businesses. If you invest in shares, fixed-interest or investment funds,...

Find an adviser

If you decide you want financial advice, you can begin your search for the most appropriate regulated financial adviser for you by simply entering your postcode below:
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