Investing a lump sum
Many people get a lump sum at some point in life – perhaps you’ve inherited a windfall, sold your home or have a tax-free sum from your pension. So how can you put it to good use? ...
Many people get a lump sum at some point in life – perhaps you’ve inherited a windfall, sold your home or have a tax-free sum from your pension. So how can you put it to good use? ...
Choosing a financial adviser might seem daunting but if you need help with a financial decision it’s worth persevering. A good adviser can save you money and a lot of worry. The key to findi...
There are number of ways you can buy investments. Read on for an overview of your main options. Before making any investment decisions, you need to be sure that the products you plan to buy match your...
If your adviser has gone bust and you’ve lost money because of their negligence, you might be able to get something back through the Financial Services Compensation Scheme. Check your...
The right way to handle a problem with payments or transfers depends on how the payment is made. This guide covers the full range of payment methods, with advice on how to handle problems that aris...
Scams are getting more and more sophisticated, particularly when it comes to targeting you online and through mobile devices. In this guide we take a look at how you can recognise a scam, protect your...
If you want an investment that can give you a big payout, it usually comes with a big risk. This guide covers the main types of high-risk investment. They’re not illegal, or scams – you could win ...
If you’re looking to invest you’ve got a lot of choices. Some are reasonably safe, some are quite risky, and some can be hazardous. Hig...
Property investment – alongside cash, bonds and shares – is one of the four most common types of investments. Investing in property takes many forms, from buy-to-let to property fund investment. H...
Each year, check how your savings and investments are growing and decide if you need to make changes. Depending on your investments, you may need to review your savings more than once a year. Follow ...
Use these tips and key steps to help find an investment that’s right for you. 1. Review your needs and goals ...
Most saving and investing routes have some fees and charges associated with them, but this article focuses on investment products. While some fees are made clear up front, be alert to the fact that ot...
It’s easier to find the best home for your savings and investments with a plan. With a plan you know how much to save, and can keep track of progress. Step ...
To make a good saving and investing plan, you need to take stock of where you stand financially. Assess your goals and what the future might hold, and consider your experience and attitudes. Then iden...
Diversification – spreading your money between different kinds of investments (called ‘asset classes’) and different kinds of investment product – helps reduce the risk of your overall...
If your savings goal is more than five years away, putting some of your cash into investments could allow you to earn more from your money and keep up with rising prices. ...
Pooled investment funds – also known as collective investment schemes – are a way of putting sums of money from many people into a large fund spread across many investments and managed by professi...
Buying investments can seem daunting if you haven’t done it before. Follow our step-by-step guide. Do you need help? ...
What risk should you take with your money? Work through our three steps to understand your risk appetite – it will help you choose the best homes for your money. ...
When you choose investments, you can’t know how well they will perform. The return you get will depend on a variety of factors, such as the impact of charges, the particular shares or other investme...
Getting professional financial advice is great, but if you’re a DIY type, you’ll be happy to know that keeping up with saving and investing news is easy and – dare we say it? – fun. For a few ...
If you’re looking to invest, buy a financial product or plan for the longer term, whether or not you need financial advice will depend on a number of factors such as what product you are looking for...
If your statement shows your with-profits policy isn’t worth what you expected – or you need to access your cash before the term is up – you might be thinking of cashing in your policy early or ...
If you get a letter saying your with-profits fund is closing, don’t panic – it just means new people can’t buy in. Your investment should stay mostly as it is, but there are some thing...
An endowment policy is an investment product that you buy from a life assurance company. They are set up as regular savings plans and at the end of a set period pay out a lump sum. The policy includes...
If your bank or another financial company sold you a product that wasn’t suitable for you, you might get compensation if you make a complaint. If you are unhappy with your f...
Thinking about investing? There are some big decisions to make – but, as a consumer, you have rights. A company selling you ISAs, investment funds, life and pension polic...
Follow our quick steps to see how well your savings and investments are doing. Set up an email alert to ensure you make this a regular habit, at least once a year. ...
Every year thousands of people lose millions of pounds due to investment scams. The internet and advances in digital communications mean these kinds of scams are becoming more common and harder to ide...
When you put money in a savings account, the bank or building society can lend your deposits to firms to support and grow their businesses. If you invest in shares, fixed-interest or investment funds,...