Life and protection insurance glossary
Plenty of terms get thrown around in the world of protection insurance, but what do they all mean? This glossary breaks down the meaning behind some of the most used words in the insurance industry a...
Plenty of terms get thrown around in the world of protection insurance, but what do they all mean? This glossary breaks down the meaning behind some of the most used words in the insurance industry a...
Payment protection insurance (PPI) has been widely mis-sold. But you can easily make a complaint yourself – there is lots of free help available. ...
When it comes to protection insurance it can be difficult to separate fact from fiction. That’s why we’ve decided to debunk some of the most common myths and share some of the best tips....
Your future is unknown and it’s important to consider the risks and be prepared if things don’t go to plan. ...
Short-term income protection (STIP) policy rates vary depending on the type and level of cover you’re looking for. Always take the time to make sure the policy you get is in li...
Short-term income protection, also known as STIP, can help you keep up with your rent or mortgage payments and other outgoings if you are made redundant or are too sick to work for a short pe...
Depending on your circumstances – your lifestyle, earnings, whether you have a family – protection insurance can provide an income should you become unable to work through accident or illness....
Payment protection insurance, also known as PPI, can help you keep up with a loan or credit repayment if you are made redundant, or find yourself unable to work due to illness or accident. Fi...
Payment protection insurance (PPI) will help cover repayments if you’ve borrowed money and find yourself unable to work due to illness or injury or are made redundant. PPI products can b...
Income protection insurance is important for many people, to give them peace of mind if they couldn’t work due to sickness or illness. It’s important to get a policy that will meet your...
Whole-of-life policies payout a lump sum when you die, whenever that is. The size of the payout depends on your policy. With some policies, you can stop paying once you reach a certain age, but with o...
Life insurance payments can start from just a few pence a day depending on how much cover you want, but also on the likelihood of anything happening to you. But even if you’re high risk, you don’...
We all want to take care of our teeth. It makes good financial sense to get your dental treatment subsidised or free though the NHS. But if you can’t go to an NHS dentist, or you need to have a grea...
Payment protection insurance (PPI) has been mis-sold to millions of people, but the good news is you can claim compensation. If you think you’ve been mis-sold PPI, use this guide to find out how t...
Each year one million people in the UK find themselves unable to work due to a serious illness or injury (ABI 2017). Income protection insurance is designed to give you some cover if you can’t ear...
Critical illness cover, also known as critical illness insurance, is a long-term insurance policy which covers serious illnesses listed within a policy. If you get one of these illnesses, a critic...
Use these simple tables to check what features are a ‘must have’, a ‘should have’ or a ‘could have’ when comparing income protection policies. This is a complicated product t...
Getting the right life insurance policy means working out how much money you need to protect your dependents. This sum must take into account their living costs, as well as any outstandin...
Not everyone needs life insurance (also known as life cover and death cover). But if your children, partner or other relatives depend on your income to cover the mortgage or other living expenses, the...
Critical illness insurance policies cover many health conditions and can vary in the cover they offer. Use these simple tables to check what features are a ‘must have’, a ‘should have’ or a...
If you become too ill to work and have the right income protection insurance policy you will receive an income until the policy expires. Picking the right cover means matching ...
Private medical insurance (also known as health insurance) can supplement what’s available on the NHS. If you don’t already have it as part of your employee benefits package and you can afford to ...
Short-term income protection, also known as STIP, can help you keep up with your rent or mortgage payments and other outgoings if you are made redundant or you’re too sick to work for a short perio...
Payment protection insurance, also known as PPI, is a type of short-term protection. This type of policy covers you for a loan payment if you are made redundant or find yourself unable to work ...
Protection insurance can be a valuable safety net for you or your family, should you become ill or die. However, in some cases, you might find you already be covered in some way either as p...