Paying for care

If you’re over 65, own your home and need to fund your long-term care, you may be considering a home reversion plan. Here’s how they work and some pros and cons to consider....

If you’re working out how to pay for long-term care – for yourself or a loved one, an independent care fees adviser can offer unbiased expert advice. Find out more about what the...

If you are moving from your home into a care home and, if most of your money is tied up in your property and you have very little savings, your local authority might offer you the option of a...

Sale-and-rent-back schemes are where you sell your home but continue living there as a rent-paying tenant - our guide explains the risks. Wha...

If you’re over 60, a homeowner and you need to finance your long-term care, then a lifetime mortgage might be suitable for you. Take care though – these schemes don’t offer th...

If you need a regular income now to pay for care either at home or in a care home, an immediate need care fee payment plan could be worth looking at. This income is tax free if it is paid directly to ...

You need to find a way of self-financing your long-term care and you own a home that’s larger than you need. Could the answer be staring you in the face? ...

Paying for your own care and support services with money received directly from your local council gives you independence, choice and control, but there are also downsides to managing your own care bu...

Even if you’ve paid National Insurance contributions all your life, you might have to pay towards the cost of your long-term care. Read our guide to find out how the costs are worked ou...

If you need to fund your long-term care and have already paid off, or nearly paid off, your mortgage, an equity release scheme is one option to consider. It is impo...

If you’re finding it difficult to manage your money because you have a long-term health condition or you’re disabled, there are things you can do to make things easier. Follow these five st...

If you pay some or all of your own fees in a care home where you’re receiving care from a registered nurse or doctor, you might be entitled to Registered Nursing Care Contribution towards the cost o...

In England, Wales and Northern Ireland, if you have a disability or complex medical problem, you might qualify for free NHS continuing healthcare (CHC). Not many people know about it, so it...

If the money you’ve been using to pay for your long-term care is running out, what are your options? Who can you turn to for financial support, and what could happen to you if you’re i...

If you need support with day-to-day tasks, or you need to move into a care home, your local authority might help with the costs of care. Exactly how much you get will depend on your ca...

Few of us can afford to pay the high cost of long-term care out of our day-to-day income. If you need to pay for care – don’t worry. There are other ways to finance your care....

If you’ve opted to receive direct payments to pay for personal care services yourself, there are important things you should know, such as how to compare products and services and ho...

If you have care needs or a disability – or you’re caring for someone who does - there are benefits to help you manage with the extra costs. Most of these benefits aren

A care needs assessment - or social care assessment - from your local council can be the first step towards getting the help and support you need with your everyday life. ...

There are many options for funding long-term care and they can often be complicated to understand. So if you or a loved one need to pay for care at home or in a care home, it’s important...

Don’t rush into any new arrangements to pay for your care costs before checking to see if you can claim on an existing insurance policy. Lots of us have taken out some kind of health...

If you pay some or all of your own fees in a care home where you’re receiving care from a registered nurse or doctor, you might be entitled to a NHS Nursing Care Contribution towards the cost of tre...

Paying for care services (for yourself or someone you’re caring for) with direct payments from your local council gives you independence, choice and control. But managing a care budget is al...

If you need a regular income now to pay for care at home or in a care home, an immediate needs annuity (or immediate need care fee payment plan) could be worth looking at. The income from this type of...

Investment bonds are not considered the best option to pay for your long-term care. However, in some circumstances they can be helpful. Read on to find out more and consider the pros a...